Services
Group Benefits
You care about your employees and want the best for them. You also run a business and need to control costs. Great news: With the right benefits strategy, EVERYBODY benefits! Book your free discovery session and we’ll show you how!
What kind of benefits fit you best?
Pooled Benefits with the Chambers Plan
Pooling your coverage with more than 30,000 other Chamber members across Canada. Talk about strength in numbers!
Combination of Pooled & Non-Pooled Benefits
Non-Pooled Benefits (a.k.a. Traditional Insurance)
ASO/Self-Insurance
Customized Benefit Strategies
We create custom benefit strategies tailored to Saskatchewan business owners—built to match your goals, your team, and your budget. We focus on plans that fit real businesses, not one-size-fits-all packages.
Our clients often ask if you need a “big-company” business to score great coverage.
Our answer? Absolutely not. Whether you have three hardworking employees or three hundred, you can set up an employee benefits plan that actually fits. A lot of owners assume quality insurance for a small business is out of reach, so they don’t even look into it. But skipping benefits can mean losing great employees to the bigger companies down the street (the ones with the shiny perks and the bigger coffee budget).
The reality is: there are flexible options built for smaller budgets and real-world needs. Taking care of your people is one of the smartest investments you can make. We’ll help you level the playing field with a custom group health insurance plan that covers the everyday essentials—and we’ll explain it all in plain English, with no confusing industry jargon and no “gotcha” fine print.
Reach out to request a group benefits quote today and let’s bust a few more myths together.
Life, Disability, Critical Illness Insurance
Nobody wants to talk about being in a horrible accident or getting a devastating diagnosis, but you know what’s worse? When a shock like this happens and families have NOTHING. (GoFundMe doesn’t have to be the answer.)
We can answer questions like:
- How much life insurance do I really need?
- Why is personal life insurance better than mortgage insurance?
- How come I feel good talking to Tyler about this?
I thought it would suck (ps Tyler’s the one in the middle)!
Life Insurance
Did you know there are different types? Yep! Term Life, Whole Life, Universal Life. We can help you choose what’s best for you, your budget and the loved one(s) you want to protect with a lump sum payment should you pass.
Disability Insurance
What would you do if you got sick or injured, could no longer work and your income suddenly STOPPED? Not fun to think about, but with disability insurance, at least you’d know that you and your family will never be put in that position. (If you own a business, Overhead Expense Insurance is available, too.)
Critical Illness Insurance
Chances are, you know someone who got a life-threatening illness completely unexpectedly. So, you know it can and DOES happen. Critical Illness Insurance would be there with a lump sum payment if ever it happens to you. You can even get 100% of your premiums back if you never need it! (See? Insurance CAN be exciting!)
Health & Wellness Spending Accounts
Employees today appreciate and expect flexibility, so it’s no surprise that health spending accounts (HSAs) are getting more popular — and rockstar bosses like YOU are, too! Let’s create an HSA that will have your team saying “Y-A-SSSSS!”
Health Spending Account
A non-taxable way for your team to top up their plan in whatever way they want — like on snazzier glasses or an extra massage or three!
Wellness Spending Account
A taxable account to encourage healthy, happy employees. Who wouldn’t love to be able to claim gym memberships, workout equipment or ergonomic home office furniture?
Flexible Spending Account
Our most popular choice! Combine health spending with wellness spending and let your employees decide where they allocate the money!
Find the Perfect Benefits at the Right Price
Picking a benefits package off a website without talking to a local professional is a recipe for a headache. You might get lucky—but you’ll probably end up paying for coverage your team doesn’t want, doesn’t use, or doesn’t understand. When you’re looking for a reliable group health insurance plan, you want an independent broker in your corner.
At Prairie Benefits, we don’t hand you a generic box off a dusty shelf. We sit down, grab a coffee, and figure out what your business actually needs to run smoothly. Maybe your business does a lot of heavy lifting on the job site and needs stronger extended health benefits for physio, massage, and chiro. Or maybe you just want straightforward insurance that covers everyday dental and prescription costs—without the extra fluff.
Our goal is simple: help your employees feel valued, reduce turnover, and keep your business moving. We do the heavy lifting and shop the market for you, comparing options across the industry to find the right fit. You work too hard to waste money on a plan that doesn’t match your business.
Contact us today to request a group benefits quote and let’s build a strategy that works.
Partnering with Top Providers
We partner with top providers of group health insurance plans to bring businesses strong options that fit real budgets.
Finding the right coverage for your team shouldn’t mean getting boxed into a rigid, one-size-fits-all plan from a single insurance company. As an independent consultant, we work with leading providers so you get choice—not a take-it-or-leave-it package.
With access to a wide network of carriers, we handle the shopping, comparing, and negotiating on your behalf. That means you don’t have to spend your time calling different companies, sorting through confusing spreadsheets, or trying to decode industry jargon. We use our relationships with providers to build a competitive, customized strategy that fits your budget and your team’s needs. Whether your business needs robust extended health benefits or a streamlined safety net, we bring the options and keep the process simple.
Contact us today to request a group benefits quote and let’s put together a package that fits your business.